Clinical Specialty Billing Cash Flow
Reimbursement timelines and payer behavior vary by specialty, procedure, and payer. Copay purchases the eligible claims and pays the next business day.
Clinical specialty practices bill a wide mix of office visits, procedures, and imaging, and each line can sit in adjudication for 30 to 90 days. Commercial payers like UnitedHealthcare, Aetna, and Cigna route high-cost procedures through prior authorization and bundling edits, so cardiology, orthopedics, gastroenterology, and dermatology groups often watch their days in AR climb while overhead stays flat.
Copay purchases your eligible clinical claims at the service line and pays the next business day. It is a non-recourse purchase of receivables, not a loan, so there is no new debt, no personal guarantee, and no change to how your team submits a 99214 or a procedure code. The capital for payroll, supplies, and rent arrives while the claim is still working its way through the payer, turning an unpredictable AR cycle into steady cash flow.
Get paid on your clinical specialty claims the next business day.
Copay purchases your eligible claims across every clinical specialty. No loans, no personal guarantee, no workflow change.